Live-in Care
Cost and Funding
Contrary to popular belief, live-in care costs are comparable to nursing home care costs, but you get so much more for your money.
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Live-in Care Cost and Funding
Live-in care offers excellent value for a carer that is dedicated entirely to your loved one. Most importantly you pay for the care you receive and not hotel-type services such as accommodation, food, water and amenities or the shared care services of a multi-occupancy nursing home.
Live-in care costs include 24-hour support
You have a dedicated one-to-one carer who will flexibly and compassionately support your loved one. Your live-in carer is there for your loved one and to attend when they require help not when they fit into their shift. There is no waiting for the nurses to come around in the morning. Your loved one can have their breakfast or assistance to get up and dressed when they want it.
Live-in care provides the most cost-efficient tailored care
If you want access to a bespoke care solution, live-in care is easily the most cost-efficient way. It is 100% focused on the needs of your loved one allowing them to continue to live at home safely. Your loved one maintains their lifestyle with their partner or pets, as well as continuing social activities and daily routines.
Mumby’s Live-in Care is fully managed to take the worry out of hiring carers
At Mumby’s, you also benefit from a fully managed service so you don’t need to worry about hiring carers and overseeing the care they provide. Mumby’s is regulated by the Care Quality Commission (CQC) and has achieved an Outstanding rating.
The cost of live-in care is based on the client’s needs of course, you will be wondering how much does in home care cost. It is an important factor in your care choice. The weekly cost of live-in care at Mumby’s is based on the needs of the person receiving care and whether they have any complex conditions, such as Parkinson’s or dementia care, that require specialist care. We conduct a thorough assessment of the support they require. We then confirm an inclusive weekly fee for the most suitable live-in care for your loved one. This is a completely transparent process with no add-ons for extra services.
Mumby’s fully managed live-in care costs start from £1,375 per week.
What are the differences between Live-in-Care And a Care home?
Live-in Care
Flexible, personal and compassionate care
Live safely and independently at home
Keep pets
Enjoy daily routine, local community and pottering in the garden
Sleep and live with partner with competitively priced couples care
Fees used directly on tailored high-quality one-to-one care
Build relationship and enjoy companionship with same well-matched carer
Keep your home
Can try it without any long-term commitments for your loved one
Small but important things maintained such as favourite foods, preferred tea cups, and trips to the local shops and parks
£1375 Per Week
Care Home
Institutionalised care with fewer choices
Live safely with independence often removed
Pets not allowed
Fit in with care home routine, activities and access to garden if the home has one
Rarely have double beds and paying for two people’s care
Fees cover services such as accommodation, food and amenities as well
Multiple carers covering many residents and may not always be available when you want
Often sell family home
Contractual commitments make it difficult to release your loved one.
Catering for many so may not offer favourite foods, tea in white cups, and trips out not always available
£2000 Per Week
Starting From £1375 Per Week
Up to £2500 Per Week
How does this
compare to other forms of care?
Care Home
Up to
£2500
Per week
Night Care
£1,456
Per week
What funding is available
for Live-In-Care?
Use the tabs below to find out what funding you could apply for.
The cost of live-in care is based on the client’s needs. Of course, you will be wondering how much does in home care cost. It is an important factor in your care choice. The weekly cost of live-in care at Mumby’s is based on the needs of the person receiving care and whether they have any complex conditions, such as Parkinson’s or dementia care, that require specialist care. We conduct a thorough assessment of the support they require. We then confirm an inclusive weekly fee for the most suitable live-in care for your loved one. This is a completely transparent process with no add-ons for extra services.
Currently, care funding is means-tested in the UK at a level of £23,250. In theory, if you have assets over £23,250 you will need to meet your own care costs. If you are especially unwell the NHS may meet a sizable percentage of your care costs, known as continuing healthcare.
Your home will not be included in the means test if you receive care and support at home. If you move into a care home on a short-term or temporary basis, or permanently and your partner still lives there or in certain circumstances a relative, your home will also not be included.
There are state benefits available that are non-means tested and tax-free. If you are under 65 and looking for help to fund live-in care you may be eligible for The Personal Independence Payment (PIP) depending on your level of need. If you are aged over 65 you may be eligible for Attendance Allowance. They are paid at a lower or higher rate depending on your needs.
For more information, help and guidance download the cost and funding guidance from the Live-in Care hub.
Give live-in care a try without a long-term commitment
Our live-in care 2-week trial allows you to try our outstanding live-in care and make an informed decision for your loved one without any long-term commitment.